Home / Agencies / CFPB / 2025-08645
Proposed Rule

Prohibited Terms and Conditions in Agreements for Consumer Financial Products or Services (Regulation AA); Withdrawal of Proposed Rule

Agency
CFPB
Document Number
2025-08645
Published
May 15, 2025
Effective Date
-

Abstract

The Consumer Financial Protection Bureau (Bureau or CFPB) is withdrawing its Notice of Proposed Rule: Prohibited Terms and Conditions in Agreements for Consumer Financial Products or Services (Regulation AA) (NPRM). The Bureau has determined that legislative rulemaking is not necessary or appropriate at this time to address the subject matter of the NPRM. The Bureau will not take any further action on the NPRM.

Federal Register Source

This document is published by the Office of the Federal Register, National Archives and Records Administration. Access the full regulatory text, preamble, and docket comments below.

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Frequently Asked Questions

What is the 2025-08645 Federal Register document?
Document 2025-08645 is a Proposed Rule published by the Consumer Financial Protection Bureau in the Federal Register on May 15, 2025. The Consumer Financial Protection Bureau (Bureau or CFPB) is withdrawing its Notice of Proposed Rule: Prohibited Terms and Conditions in Agreements for Consumer Financial Products or Services (Regulation AA) (NPRM). The Bureau has determined that legislative rulemaking is not necessary or appropriate at this time to address the subject matter of the NPRM. The Bureau will not take any further action on the NPRM. View the original at https://www.federalregister.gov/documents/2025/05/15/2025-08645/prohibited-terms-and-conditions-in-agreements-for-consumer-financial-products-or-services-regulation.
Is document 2025-08645 an economically significant rule?
No. Document 2025-08645 is not classified as economically significant under Executive Order 12866. Economically significant rules require OIRA review and are estimated to have impacts of $100 million or more per year.

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