Home / Agencies / CFPB / 2026-12149
Final Rule

Equal Credit Opportunity (Regulation B); Special Purpose Credit Programs; Rescission

Agency
CFPB
Document Number
2026-12149
Published
June 17, 2026
Effective Date
-

Abstract

The Consumer Financial Protection Bureau (Bureau) is rescinding an advisory opinion issued in December 2020 regarding Regulation B, which implements the Equal Credit Opportunity Act (ECOA), as it applies to certain aspects of special purpose credit programs designed and implemented by for-profit organizations to meet special social needs.

Federal Register Source

This document is published by the Office of the Federal Register, National Archives and Records Administration. Access the full regulatory text, preamble, and docket comments below.

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Frequently Asked Questions

What is the 2026-12149 Federal Register document?
Document 2026-12149 is a Final Rule published by the Consumer Financial Protection Bureau in the Federal Register on June 17, 2026. The Consumer Financial Protection Bureau (Bureau) is rescinding an advisory opinion issued in December 2020 regarding Regulation B, which implements the Equal Credit Opportunity Act (ECOA), as it applies to certain aspects of special purpose credit programs designed and implemented by for-profit organizations to meet special social needs. View the original at https://www.federalregister.gov/documents/2026/06/17/2026-12149/equal-credit-opportunity-regulation-b-special-purpose-credit-programs-rescission.
Is document 2026-12149 an economically significant rule?
No. Document 2026-12149 is not classified as economically significant under Executive Order 12866. Economically significant rules require OIRA review and are estimated to have impacts of $100 million or more per year.

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Equal Credit Opportunity Act (Regulation B)
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Equal Credit Opportunity Act (Regulation B)
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Home Mortgage Disclosure (Regulation C) Adjustment to Asset-Size Exemption Threshold
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Truth in Lending Act (Regulation Z) Adjustment to Asset-Size Exemption Threshold
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Truth in Lending (Regulation Z)
Final Rule · Dec 2025
View all Consumer Financial Protection Bureau rules →

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