Fair Credit Reporting Act (Regulation V); Identity Theft and Coerced Debt; Extension of Comment Period

Document 2025-03685 is a Proposed Rule published by the Consumer Financial Protection Bureau in the Federal Register on March 7, 2025, with an effective date of December 13, 2024. On December 13, 2024, the Consumer Financial Protection Bureau (CFPB) published in the Federal Register an Advance Notice of Proposed Rulemaking (ANPR) seeking information in advance of preparing a proposed rule to address concerns related to information furnished to credit bureaus and other consumer reporting agencies as a result of coercion. The ANPR provided a comment period that was set to close on March 7, 2025. To allow interested persons more time to consider and submit their comments, the CFPB has determined that an extension of the comment period until April 7, 2025, is appropriate. View the original at https://www.federalregister.gov/documents/2025/03/07/2025-03685/fair-credit-reporting-act-regulation-v-identity-theft-and-coerced-debt-extension-of-comment-period.

No. Document 2025-03685 is not classified as economically significant under Executive Order 12866. Economically significant rules require OIRA review and are estimated to have impacts of $100 million or more per year.