Fair Credit Reporting Act Disclosures

Document 2024-27695 is a Final Rule published by the Consumer Financial Protection Bureau in the Federal Register on November 29, 2024, with an effective date of January 1, 2025. The Consumer Financial Protection Bureau (CFPB) is issuing this final rule amending an appendix for Regulation V, which implements the Fair Credit Reporting Act (FCRA). The CFPB is required to calculate annually the dollar amount of the maximum allowable charge for disclosures by a consumer reporting agency to a consumer pursuant to section 609 of the FCRA; this final rule establishes the maximum allowable charge for the 2025 calendar year. View the original at https://www.federalregister.gov/documents/2024/11/29/2024-27695/fair-credit-reporting-act-disclosures.

No. Document 2024-27695 is not classified as economically significant under Executive Order 12866. Economically significant rules require OIRA review and are estimated to have impacts of $100 million or more per year.