Home / Agencies / CFPB / 2024-13581
Final Rule

Consumer Financial Protection Circular 2024-03: Unlawful and Unenforceable Contract Terms and Conditions

Agency
CFPB
Document Number
2024-13581
Published
June 21, 2024
Effective Date
-

Abstract

The Consumer Financial Protection Bureau (CFPB) has issued Consumer Financial Protection Circular 2024-03, titled, "Unlawful and Unenforceable Contract Terms and Conditions." In this circular, the CFPB responds to the question, "Can persons that include unlawful or unenforceable terms and conditions in contracts for consumer financial products and services violate the prohibition on deceptive acts or practices in the Consumer Financial Protection Act (CFPA)?"

Federal Register Source

This document is published by the Office of the Federal Register, National Archives and Records Administration. Access the full regulatory text, preamble, and docket comments below.

View Full Text on FederalRegister.gov →

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Frequently Asked Questions

What is the 2024-13581 Federal Register document?
Document 2024-13581 is a Final Rule published by the Consumer Financial Protection Bureau in the Federal Register on June 21, 2024. The Consumer Financial Protection Bureau (CFPB) has issued Consumer Financial Protection Circular 2024-03, titled, "Unlawful and Unenforceable Contract Terms and Conditions." In this circular, the CFPB responds to the question, "Can persons that include unlawful or unenforceable terms and conditions in contracts for consumer financial products and services violate the prohibition on deceptive acts or practices in the Consumer Financial Protection Act (CFPA)?" View the original at https://www.federalregister.gov/documents/2024/06/21/2024-13581/consumer-financial-protection-circular-2024-03-unlawful-and-unenforceable-contract-terms-and.
Is document 2024-13581 an economically significant rule?
No. Document 2024-13581 is not classified as economically significant under Executive Order 12866. Economically significant rules require OIRA review and are estimated to have impacts of $100 million or more per year.

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