Home / Agencies / CFPB / 2023-01560
Final Rule

Consumer Financial Protection Circular 2023-01: Unlawful Negative Option Marketing Practices

Agency
CFPB
Document Number
2023-01560
Published
January 30, 2023
Effective Date
-

Abstract

The Consumer Financial Protection Bureau (Bureau or CFPB) has issued Consumer Financial Protection Circular 2023-01, titled "Unlawful Negative Option Marketing Practices." In this circular, the Bureau responds to the question, "Can persons that engage in negative option marketing practices violate the prohibition on unfair, deceptive, or abusive acts or practices in the Consumer Financial Protection Act (CFPA)? "

Federal Register Source

This document is published by the Office of the Federal Register, National Archives and Records Administration. Access the full regulatory text, preamble, and docket comments below.

View Full Text on FederalRegister.gov →

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Frequently Asked Questions

What is the 2023-01560 Federal Register document?
Document 2023-01560 is a Final Rule published by the Consumer Financial Protection Bureau in the Federal Register on January 30, 2023. The Consumer Financial Protection Bureau (Bureau or CFPB) has issued Consumer Financial Protection Circular 2023-01, titled "Unlawful Negative Option Marketing Practices." In this circular, the Bureau responds to the question, "Can persons that engage in negative option marketing practices violate the prohibition on unfair, deceptive, or abusive acts or practices in the Consumer Financial Protection Act (CFPA)? " View the original at https://www.federalregister.gov/documents/2023/01/30/2023-01560/consumer-financial-protection-circular-2023-01-unlawful-negative-option-marketing-practices.
Is document 2023-01560 an economically significant rule?
No. Document 2023-01560 is not classified as economically significant under Executive Order 12866. Economically significant rules require OIRA review and are estimated to have impacts of $100 million or more per year.

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