Home / Agencies / FTC / 2021-19908
Final Rule

Duties of Creditors Regarding Risk-Based Pricing Rule

Agency
FTC
Document Number
2021-19908
Published
September 17, 2021
Effective Date
October 18, 2021

Abstract

The Federal Trade Commission ("FTC" or "Commission") is issuing a final rule ("Final Rule") to amend its Duties of Creditors Regarding Risk-Based Pricing Rule ("Risk-Based Pricing Rule") and its related model notice to correspond to changes made to the Fair Credit Reporting Act ("FCRA") by the Dodd-Frank Act and to clarify the model notice.

Federal Register Source

This document is published by the Office of the Federal Register, National Archives and Records Administration. Access the full regulatory text, preamble, and docket comments below.

View Full Text on FederalRegister.gov →

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Frequently Asked Questions

What is the 2021-19908 Federal Register document?
Document 2021-19908 is a Final Rule published by the Federal Trade Commission in the Federal Register on September 17, 2021, with an effective date of October 18, 2021. The Federal Trade Commission ("FTC" or "Commission") is issuing a final rule ("Final Rule") to amend its Duties of Creditors Regarding Risk-Based Pricing Rule ("Risk-Based Pricing Rule") and its related model notice to correspond to changes made to the Fair Credit Reporting Act ("FCRA") by the Dodd-Frank Act and to clarify the model notice. View the original at https://www.federalregister.gov/documents/2021/09/17/2021-19908/duties-of-creditors-regarding-risk-based-pricing-rule.
Is document 2021-19908 an economically significant rule?
No. Document 2021-19908 is not classified as economically significant under Executive Order 12866. Economically significant rules require OIRA review and are estimated to have impacts of $100 million or more per year.

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