Loans to Executive Officers, Directors, and Principal Shareholders of Member Banks; Bank Holding Companies

Document 2026-15777 is a Proposed Rule published by the Federal Reserve System in the Federal Register on August 4, 2026. The Board is inviting public comment on proposed amendments to Regulation O, which governs loans by member banks to their insiders and insiders of their affiliates. The proposed amendments would update and modernize the regulation, increase transparency by clarifying requirements and incorporating existing interpretations, and promote efficiency by reducing regulatory burden. The proposed amendments also would incorporate existing statutory requirements that are not currently reflected in the regulation. Moreover, the proposed amendments would update several outdated dollar-based thresholds in Regulation O and index these thresholds going forward. In addition, the proposed amendments would address the application of Regulation O to member banks that lend to companies that are presumed to be controlled by large asset management companies through passive investment funds. Finally, the proposed amendments would revise and reorganize the regulation to streamline the text and make it more accessible. View the original at https://www.federalregister.gov/documents/2026/08/04/2026-15777/loans-to-executive-officers-directors-and-principal-shareholders-of-member-banks-bank-holding.

No. Document 2026-15777 is not classified as economically significant under Executive Order 12866. Economically significant rules require OIRA review and are estimated to have impacts of $100 million or more per year.