Home / Agencies / Treasury / 2026-04088
Final Rule

National Bank Chartering

Agency
Treasury
Document Number
2026-04088
Published
March 2, 2026
Effective Date
April 1, 2026

Abstract

The Office of the Comptroller of the Currency (OCC) is amending its rule related to chartering of national banks to clarify the longstanding authority of national banks limited to the operations of trust companies and activities related thereto to engage in non- fiduciary activities in addition to their fiduciary activities.

Federal Register Source

This document is published by the Office of the Federal Register, National Archives and Records Administration. Access the full regulatory text, preamble, and docket comments below.

View Full Text on FederalRegister.gov →

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Frequently Asked Questions

What is the 2026-04088 Federal Register document?
Document 2026-04088 is a Final Rule published by the Department of the Treasury in the Federal Register on March 2, 2026, with an effective date of April 1, 2026. The Office of the Comptroller of the Currency (OCC) is amending its rule related to chartering of national banks to clarify the longstanding authority of national banks limited to the operations of trust companies and activities related thereto to engage in non- fiduciary activities in addition to their fiduciary activities. View the original at https://www.federalregister.gov/documents/2026/03/02/2026-04088/national-bank-chartering.
Is document 2026-04088 an economically significant rule?
No. Document 2026-04088 is not classified as economically significant under Executive Order 12866. Economically significant rules require OIRA review and are estimated to have impacts of $100 million or more per year.

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